This is 100% Part 1 of the original LCR on how to use IUL to save for retirement. Not included is Part 2 on Home Equity Management - 101 Includes ALL the NEW updated information in the full version of LCR - including S&P 500 gains to 12/10!
This version is Perfect for just learning about the best way to be saving for Retirement with Current Savings $'s!
Includes all these NEW charts:
Ratings and Rankings of all Companies.
The LOST Decade! Total market loss (including opportunity cost) since 2000 = -100%!
Bear Markets: Since WW II You are GUARANTEED 0% stock gains 3 years out of every 6!
Major Co. study: Annual crediting vs. montly cap.
Crediting Rate: Current Cap and Illustration Rate of all companies.
NU Report: Income Comparison of all companies based on how they report plans are typically sold.
DEAL BREAKER! Accelerated Death Benefit comparison chart. Company ranked #1 for CV ranked next-to LAST for ADB!
CV & Income Charts for ages 30 and 40.
The plans that don't include OverLoan Protection.
Rankings Comparison Chart! With a quick glance you can see the companies average ranking compared to the others, based upon Income, CV, ADB, Ratings, Over-Loan and Living Benefits. See which companies overall are at the top and which at the bottom.